Disclosures & Terms of Use



Disabato Advisers provides content on the disabato.com website subject to the following Terms of Use (the “Terms”). We may periodically change the Terms, so please check back from time to time; the Terms were last updated on January 1, 2014. Your access to and use of the website of Disabato Advisers is conditioned on your acceptance of and compliance with these Terms. By accessing or using the website, you agree to be bound by these Terms. If you are accepting these Terms and using the website on behalf of a company, organization, government, or other legal entity, you represent and warrant that you are authorized to do so. You may use the website only in compliance with these Terms and all applicable local, state, national, and international laws, rules, and regulations.



All materials on this website are owned or licensed by Disabato Advisers and/or its third-party providers and are protected by US and international intellectual property laws. Unless otherwise indicated, all service marks, trademarks, and logos appearing on this website are the exclusive property of Disabato Advisers. The information, materials, and other content of this website may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Disabato Advisers.


Products and services

The information, materials, products, and services on this website are current at the time of writing and are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and the approval of Disabato Advisers. No solicitation is made by Disabato Advisers to any person to use any information, materials, products, or services in any jurisdiction where the provision of such information, materials, products, and services is prohibited by law.


The information on this website or in any communication containing a link to this website is not intended to constitute investment advice or an offer to sell, or the solicitation of an offer to purchase shares or other securities.


International use

Disabato Advisers makes no warranties that materials on this website are appropriate for use in countries other than the US. Because the website may be accessed internationally, you agree to comply with all local laws, rules, and regulations including, without limitation, all laws, rules and regulations in effect in the country in which you reside and the country from which you access the website. The information on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Disabato Advisers or its affiliates to any registration requirement within such jurisdiction or country.


No warranty

Disabato Advisers does not warrant the accuracy, adequacy, completeness, or timeliness of the information, materials, products, and services on this website or the error-free use of this website. All information, materials, products, and services are “as is” and “as available.” No warranty of any kind, express or implied, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus is given in conjunction with the information, materials, products, and services. Any views expressed herein are those of the author(s), are based on available information, and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Disabato Advisers does not warrant that the website will meet your needs. You agree to assume the entire risk as to your use of the website.


Limitation of liability

In no event shall Disabato Advisers be liable for any damages, losses, or liabilities including without limitation, direct or indirect, special incidental, consequential damages, losses, or liabilities, in connection with your use of this website or your reliance on or use or inability to use the information, materials, products, and services on this website, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if Disabato Advisers is advised of the possibility of such damages, losses, or expenses.





As a condition of your use of the Services, you agree to indemnify and hold Disabato Advisers, its affiliates, and its and their respective partners, directors, employees, and agents harmless from and against any and all claims, losses, liability, costs, and expenses (including but not limited to attorneys’ fees) arising from your use of the website or from your violation of these Terms.



Your use of the hyperlinks on this website to other Internet websites is at your own risk. Disabato Advisers is not responsible for the content or accuracy of third-party websites hyperlinked from this website, nor does it guarantee the products or services offered on third-party websites. You should review the privacy statements of a website before you provide any personal or confidential information.


Website security and restrictions on use

As a condition to your use of Services, you agree that you will not, and you will not take any action intended to: i) access data that is not intended for you; ii) invade the privacy of, obtain the identity of, or obtain any personal information about any other user of this website; iii) probe, scan, or test the vulnerability of this website or Disabato Advisers’ network or breach security or authentication measures without proper authorization; iv) attempt to interfere with service to any user, host, or network or otherwise attempt to disrupt our business; or v) send unsolicited mail, including promotions and/or advertising of products and services. Unauthorized use of the website or Services, including but not limited to unauthorized entry into Disabato Advisers’ systems, misuse of passwords, or misuse of any information posted to a website, is strictly prohibited. Portions of the website are designated for password access only. In these instances, if you do not have an authorized password, no access is permitted.


Confidentially and password security

Certain parts of this website may be protected by passwords or require a login. You are responsible for maintaining the confidentiality of any user names, passwords, security questions, and answers. All information available through the privileged area of the site is confidential and proprietary to us. This includes all investment information and results, offering materials, financial statements, and other information provided through this part of the site.


You will use your best efforts to keep all this information strictly confidential. You will not disclose any of this information to any person or use it for any purpose other than those strictly permitted by us, in writing.



If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be reformed only to the extent necessary to make it enforceable, and it will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions.


Applicable Law

These Terms and any action related thereto are governed by Illinois law and applicable US federal law. Any dispute relating to the above shall be resolved solely in the state or federal courts located in Illinois.


Privacy statement

Disabato Advisers respects the privacy of its clients and the confidentiality of information pertaining to its clients.


Information we collect

We may collect non-public personal information about you on RFPs, questionnaires, and other forms we receive from you, as well as from personal contacts such as correspondence, e-mail, telephone calls, or meetings. We may also receive information about you from third parties, such as your accountants, custodians, broker-dealers, lawyers, and/or other service providers.


It also is possible to receive information from web browsers and apps regarding certain of your online activities using cookies, or other common tracking technologies. Some web browsers and other applications may provide a Do Not Track (DNT) preference setting. When a user turns on a tracking preference, the browser or application may send a message to websites requesting that they do or do not track the user. At this time, we take no actions in response to any DNT settings or messages.


Information sharing

Disabato Advisers generally does not share non-public client information with unaffiliated third parties, except as necessary to perform the investment services it has been hired to provide. For example, Disabato Advisers may share non-public client information with brokers and custodian banks in order to buy and sell securities and record those purchases and sales accurately. Disabato Advisers does not engage in joint marketing arrangements with unaffiliated third parties that involve the sharing of non-public information regarding Disabato Advisers’ clients. Disabato Advisers does not provide client information to unaffiliated third parties for their own marketing purposes.


Disabato Advisers does not disclose your information except as required by law. In the event that Disabato Advisers is involved in a merger, acquisition, reorganization or sale of assets, or bankruptcy, your information may be transferred or sold as part of that transaction.


Security policies

We use technical, administrative, and procedural measures in an attempt to safeguard your personal and other information from unauthorized access or use. No such measure is ever 100% effective though, so we do not guarantee that your personal and other information will be secure from theft, loss, or unauthorized access or use, and we make no representation as to the reasonableness, efficacy, or appropriateness of the measures we use to safeguard such information. Users are responsible for maintaining the secrecy of their own passwords. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us by contacting your relationship team member.


Changes to Terms of Use

We may revise these Terms from time to time; the most current version will always be at http://www.disabato.com. By continuing to access or use the Services after those revisions become effective, you agree to be bound by the revised Terms.

Terms of Use

You can download a PDF copy of the Disclosures or the Terms of Use using these links.

© 2016 Disabato Advisers


Disabato Advisers, 525 West Monroe Street, Suite 560, Chicago, IL 60661

(312) 474-0900    (312) 474-0904 fax


Terms of Use